The Silent Friendship Killer: Money Owed

You've been there. The dinner was great. Everyone had a blast. You covered the $180 bill because "I'll get you back later" seemed easier than splitting at the table.

The Numbers Don't Lie

According to PayPal's study on money and friendships:

• 76% of people feel uncomfortable asking friends for money they're owed
• The average person is owed $926 by friends and family
• 7% of shared expenses are never paid back

Why Asking for Money Feels So Wrong

Let's be honest: asking for money triggers something primal in us. We worry about looking cheap or making things "weird."

But here's the truth: Avoiding the conversation doesn't make the tension disappear.

The 5 Scripts That Actually Work

Script 1: The Casual Reminder

"Hey! Just doing some expense tracking. Still good for that $45 from dinner?"

Script 2: The Group Context

"Getting everyone's shares from last week—mind sending yours when you get a chance?"

Script 3: The Payment Link Approach

"Made it easy—here's a link to pay your share: [link]. Thanks!"

The Bottom Line

You work hard for your money. You shouldn't lose it because asking feels uncomfortable.

Make your next group meal different. Try Split the Bills free.